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Londra Gazete, 04 August 2022                                LondraGazete.com/English                                                                 5






                                                                       Details of £400 energy payment


                                                                                    to households revealed



                                                                        THE  government has  an-
                                                                      nounced how all households in
                                                                      England, Scotland and Wales will
                                                                      receive £400  to help  with  rising
                                                                      fuel bills this autumn.
                                                                        The money, part of the Energy
                                                                      Bill Support Scheme, will be paid
                                                                      in six instalments.
                                                                        Households will see a discount
                                                                      of £66 applied to their energy
                                                                      bills in October and November,
                                                                      and £67 a month from December
                                                                      to March 2023.
                Record 17.4m watched                                  will depend on how you pay your
                                                                        But how the money is received
          England win Euro 2022 final                                 bill.
                                                                        All customers with a domes-
                                                                      tic electricity meter who pay by
          ENGLAND’S  Euro 2022 final  international tournament since   direct debit, either monthly or
         win over Germany was watched by  the men’s World Cup triumph of   quarterly, or by card will see an
         a peak BBC One television audi-  1966.                       automatic  deduction  off  their
         ence of 17.4 million, making it the   The previous highest peak TV au-  bills.
         most-watched  women’s football   dience for women’s football in the   Those with “smart” prepayment   responsibility to step in where we  that the typical domestic custom-
         game on UK television.        UK was 11.7 million for England’s   devices will see an automatic  can and this significant £400 dis-  er  is  likely to pay £3,244  a  year
                                                                                                                                    from October, then £3,363 a year
                                                                                                     count on energy bills we’re pro-
          The 2-1 extra-time win is also the   World Cup semi-final defeat by the   monthly top-up added to their ac-
         most-watched programme in the   United States in 2019.       count, meaning they will have to  viding will go some way to help  from January.
                                                                                                                                     More than four million house-
                                                                      add less credit to their meter for  millions of families over the cold-
         UK so far in 2022.              Last year’s Euro 2020 final be-  the total energy they use.  er months,” said Business Secre-  holds use prepayment meters
          There were a further 5.9 million                              But those with older “non-   tary Kwasi Kwarteng.           in Britain, according to Ofgem.
         streams of the game on the BBC   tween England and Italy at Wem-  smart” prepayment devices will   The energy price cap – the  Less than half of those meters –
         iPlayer and the BBC Sport website   bley, which was broadcast on both   not get this money automatically.  maximum amount suppliers can  1.9 million – are smart devices
         and app.                      the BBC and ITV, peaked at 30.95   Instead, they will receive an en-  charge customers in England,  that will allow this payment to be
          A record crowd of 87,192 watched   million viewers with an average of   ergy bill discount voucher in the  Scotland and Wales – is expected  made quickly and easily.
         the game at Wembley Stadium.  29.85 million watching.        first week of each month, via text,  to go up in October. In May, ener-  Charities are concerned that for
          Ella  Toone  and  Chloe  Kelly  got   That was the highest TV audience   email or in the post. Customers  gy regulator Ofgem said the typ-  the more than two million house-
         the goals as the Lionesses gave  since the funeral of Diana, Princess   will have to redeem these in per-  ical household should expect to  holds with traditional non-smart
         England a first victory in a major  of Wales in 1997.        son at their usual top-up point,  see an £800 increase in October,  prepayment devices – often the
                                                                      such as a local Post Office.   to £2,800 a year.              most vulnerable and poor in so-
                                                                        “While no government can con-  However, one industry analyst,  ciety – this energy help will be
            Mortgage affordability test                               trol  global  gas  prices,  we  have  a  Cornwall  Insight,  has  estimated  harder to access.
           scrapped by Bank of England                                Met Office: Driest July in England since 1935



                                       day. The mortgage affordability
                                                                        ENGLAND had its driest July  using hosepipes to water gardens  least one million people, and
                                       test  was  introduced  in  2014  as   since 1935, with parts having the  and clean cars.     rule-breakers could be hit with a
                                       part of a widescale tightening up   least rainfall on  record, the Met   A hosepipe and sprinkler ban is  £1,000 fine.
                                       of  the  mortgage  market  to  en-  Office has said.          being  imposed  on  people  across   Tinder-dry  conditions  last
                                       sure there were no repeats of the   For some parts  of the country  Kent and Sussex, South East Wa-  month sparked wildfires in mul-
                                       mis-selling scandal that partially   - south-east and central south-  ter has confirmed.     tiple parts of England and Wales,
                                       contributed to the 2008 financial   ern England - last month was the   The firm said it "had no choice”  fuelled by a heatwave that saw
                                       crisis.                        driest July since records began in  the measure, which comes into  record-breaking  temperatures
                                         The rule was put in place to en-  1836.                     force  on 12 August,  affects  at   above 40C.
                                       sure that borrowers did not be-  Most of England now has low
          MORTGAGE  borrowing rules  come a threat to the financial sta-  river levels, with serious impacts
                                                                      on farmland, nature and wildlife.
         have been eased after the Bank of  bility of lenders by taking on debt
         England scrapped an affordabili-  they  subsequently  might  not be   Water companies are warning
         ty test.                      able to repay.                 that restrictions on household
                                                                      water use may be introduced.
          The “stress test” forced lenders   Lenders had to not only work   South-east and central southern
         to calculate whether potential  out if borrowers could afford a   England saw an average of just
         borrowers would be able to cope  mortgage at the rate they were   5.0mm rainfall. England saw an
         if interest rates climbed by up to  being offered, but also work out   average of 23.1mm.
         3%. Removing the test may help  how they would be affected if in-  The UK more widely had
         some potential borrowers get  terest rates soared by 3%.     46.3mm of rainfall, making it the
         loans, such as the self-employed   Borrowers who could not   19th lowest total in July since
         or freelance workers.         prove they could cope with such   1836. When it did rain, it fell
          But other rules such as strict  an eventuality might have been   more in northern areas of the
         loan-to-income limits will not  turned down for a loan on that   country.
                                                                        The first hosepipe ban this year
         make it easier for most people to  basis, even if they could easily   will come into effect on 5 August
         get a mortgage.               afford a mortgage at the exist-  for Southern Water customers in
          The withdrawal of the afforda-  ing rate. For that reason the test   Hampshire and the Isle of Wight.
         bility test was announced in June  was seen by some as a barrier for   It will prevent customers from
         but has come into effect on Mon-  some borrowers.            filling paddling pools, and from
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